Real Estate Agent
The services provided by us are pretty straightforward. We help families find their dream house. However, our method of working is a little different than others. You can say that we work more like a matchmaker.
We interview both the sellers and the buyers, and then we try to determine the perfect match. We set up a meeting and see if the two get along. It might seem strange, but in our experience, it is extremely effective.
We have helped more clients in finding the home they always wanted than anyone else. Besides this, we also take care of other things, like inspecting the property and taking care of the paperwork, etc.
There is a big difference between getting pre-approved and pre-qualified to purchase a property downtown. Pre-qualification for a loan means you might be able to obtain the loan depending on the scanning of your earnings and other information. Therefore, you might avail pre-qualified credit card loan offers on a constant basis. This information comes from a list. However, getting pre-approved for property or real estate loan means you might be able to get the loan amount. This value can be used for buying properties for sale. The entire procedure involves applying for a loan, providing the required documents and then completing everything that the lenders want to get you approved for the loan.
The pre-approval procedure helps you in shopping for property loans within the market price that you can afford. You can make use of inline filters for getting hold of property loans that are below the approved amount. There is another option that you can use, and that is having a word with real estate agents. These agents can give you the reference of real estate properties that fit your budget.
Try Making an Offer
Your pre-qualification for mortgage loan gives you the power to bargain. Therefore, you can always make an offer of buying the apartments or properties on sale. This will help the sellers in seeing that you have already been approved for the real estate loan. This can be very enticing for the sellers as they get an idea about the amount that you can offer. Since you are already approved, you do not have to face further problems and hope to get your money. However, there are cases where individuals can get hold of the best properties, but then they are not approved for real estate loans. Most of the times, this happens due to credit report problems preventing people from getting real estate loans.